Life insurance works differently on its own. This has several factors involved. One is your health, which is checked in the MIB report. Another is your age. For most policies, that is from age 0 to 80 or 85. Depending on the policy type. Then it also depends on your gender.
According to the table of mortality, females should live longer than males. But that also depends on family history, what is going on with your current health, and also the amount of insurance you want to apply for.